Personal Installment Loans
Fixed monthly payments, flexible terms, and funds from $500–$5,000. We look at your full financial picture to find a payment plan that works for you.
Learn more →Get the money you need now with a same-day personal loan.*
How much do you need?
$1,000
Get StartedChecking your options does not affect your credit score.
Get a loan with the lender that puts you first.
We look at your full financial picture — not just your credit score — to get you approved for a personal installment loan that fits your life. We understand life happens and ain’t nothing perfect… sometimes that includes your credit score.
Citizens Financial has been part of Monroe since 1993. Come in and talk to Ms. Carrie or Ms. Julie — real people who genuinely want to help.
Checking your options won't affect your credit score.
Loan Options
Personal loans built around your life.
Whatever you need money for, we have a loan that fits. $500 to $5,000 — applied for locally, approved by people who know you.
360 Reviews · 5.0 Stars
What our customers are saying
“I've known Carrie for over 30+ years. She is one of the most helpful people you would ever want to meet.”
— Bobbie F.
“I had the best experience with Mrs Julie Sweet at Citizens Financial. She will help you with anything you need. I highly recommend her.”
— Monica H.
“Julie and Kevin and Carrie are so wonderful. They go the extra mile.”
— Gary C.
“Ms. Carrie helped me in my time of need even though I am done with bankruptcy — she gave me a second chance to rebuild my credit.”
— T.W.
“We also love the pups :)”
— Cody K.
Who says you need perfect credit to get a personal loan? Not us.
At Citizens Financial, your credit score is only part of the story. That’s why we take time to listen to your financial needs, look at your budget, and find the best loan for you.
“They make you feel like more than just a customer.” — Danielle S., Citizens Financial customer
★★★★★5.0 stars · 360 Google reviews
Checking your options won't affect your credit score.