You work hard. You take care of your family. And sometimes life just needs a break — a real one, not a stay-at-home weekend. Whether you're planning a beach trip, visiting family, or finally taking that vacation you've been putting off, Citizens Financial Services is here to help.
We've been serving Monroe and Ouachita Parish since 1993, and we believe that enjoying your life isn't a luxury — it's something you've earned. Our personal installment loans are straightforward: fixed monthly payments, no surprises, and a real person to walk you through it. Come in, bring three things, and we'll have an answer for you — usually the same day.
Loan range
$500–$5,000
Personal installment loans with fixed monthly payments. No surprises.
Three things to bring
- Two most recent pay stubs
- A current bill with your address
- Valid ID or driver's license
That's it. Most decisions are made same day.
“They truly care about their customers. They treat you like family.”
“Feels like talking to someone you've known for years.”
“CFS has always been my go-to place whenever I've needed a little financial help.”
Common questions
Can I use a personal loan for a vacation?
Yes. Personal installment loans can be used for any purpose, including travel, flights, hotels, or a family trip.
What's the loan range?
$500 to $5,000. Fixed monthly payments with no hidden fees.
How do I apply?
Come in to our office at 1909 Roselawn Ave., Monroe, LA 71201, or apply online. Bring two pay stubs, a current bill with your address, and a valid ID.
How fast is the process?
Most customers get an answer the same day. We make all decisions locally — no call centers, no delays.
Ready to get started?
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