Referral Program

Know Someone Who Could Use a Hand?

Send them our way. When their loan gets approved, you get $50 — no strings attached.

$50per approved loan
standard referral bonus
Jasper and Shiloh, the Citizens Financial mascots

How it works

1

Tell a friend or family member

Know someone who could use a personal loan? Tell them about Citizens Financial Services — real people, local decisions, personal loans from $500 to $5,000.

2

They mention your name

When they come in or call to apply, they just mention your name. That's all it takes.

3

You get $50

Once their loan is approved, you get $50. It's that simple. No forms. No waiting around.

How would you like your $50?

Send me a check
I'll come by to collect
Apply it to my account

Want to give us a heads-up?

You can call or text us directly to let us know you're sending someone our way. We'll keep an eye out.

Limited-time promotions may offer $100— ask us about current offers when you call or stop by.

Need a loan yourself?

We're here for that too. Personal loans from $500 to $5,000. Same-day decisions.

Let's Get Started

Checking your options won't affect your credit score.